America’s VEBA Solution programs are designed to utilize either an IRC Section 501(c)(9) VEBA Trust or an IRC Section 115 Governmental Trust coupled with various regulatory solutions including Health Reimbursement Arrangements (HRAs) authorized by IRS guidance in June of 2002, and the new Health Savings Accounts (HSAs) created by the Medicare Prescription Drug, Improvement, and Modernization Act of 2003.

Rather than offering an inflexible "one-size-fits-all" program, America's VEBA Solution operates an "open architecture" philosophy allowing each client the flexibility to design a custom solution based on their unique objectives. We offer plan sponsors a choice of three of the nation's largest and most respected banking, trustee, and custodial institution partners. Through these arrangements we have the ability to administer over 2,500 mutual funds from more than 200 fund families in building a custom plan design and funding solution for each unique client. It is this flexibility that makes America's VEBA Solution the most flexible health care savings plan provider in America.

America's VEBA Solution is not a retirement plan provider offering health care savings plans as a side business. Health care savings and reimbursement plans are all that we do.  The unique structure of these types of programs requires diligent compliance efforts and ethical standards, from both the funding and reimbursement perspectives. Our goal is to always err on the conservative in plan design to ensure continued regulatory compliance. In addition, we are committed to continuous improvement of the plans and options offered that will stand the test of time.

Read more about three major solution strategies from America's VEBA Solution:

• Consumer-Directed Health Plans (CDHPs)  

• Retiree Medical Savings Accounts (RMSAs)  

• GASB 45 & FASB 106/158 Postemployment Benefits Other Than Pension Plans (OPEB)  

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